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Health Benefits

Health Benefits

 Effective Dates & Important Information  

  • If hired on the 1st of the month, benefits start that day.   
  • If hired on any other date, benefits start on the 1st of the subsequent month.
  • VERY IMPORTANT: You must enroll in Workday within 30 days of the Date of Hire! 
  • If you have a Qualifying Life Event, you must re-enroll in your benefits within 30 days of the life event. Examples of Qualifying Life Events are:    
    • Marriage. 
    • Baby.  
    • Change in job classification (e.g., Postdoc or Postgrad Associate to a Postdoc or Postgrad Fellow).  
  • During Annual Open Enrollment, November-December 2023, you can change/update your benefits. These changes go into effect on January 1 of the following year.

PLEASE NOTE: You must be at least 50% full-time to receive benefits.  

Dependent(s) are allowed. Eligibility requirements are as follows:  

  • Legal spouse.  
  • Dependent children until age 26. 
  • Must provide verification of dependent eligibility.  
  • A marriage or birth certificate may be required if audited. 

Important Information for Postdoctoral Fellows! 

yale health
  • Postdoctoral Fellows whose funding does not flow through Yale are considered ‘unpaid’. Please go to Yale Health’s Unpaid Postdoc Fellows webpage for instructions on how to enroll in benefits through Yale Health’s Postdoctoral Fellow Membership. Eligible members must enroll directly with Yale Health’s Member Services, not through Workday, by completing the paper application accessible via the Yale Health Unpaid Postdoc Fellows webpage. Once officially enrolled, a Member Services Liaison will contact you via email to review your benefits and all things related to Yale Health. Please keep an eye out for this email! 
  • If your faculty supervisor or department will subsidize your healthcare, submit the completed Healthcare Subsidy Form to your department and elect your Healthcare coverage on Workday. 

Insurance

Choose your job classification (role) on the Benefits Enrollment webpage to explore your health, dental, and vision insurance.

Healthcare

  • There are two main healthcare insurance options: Yale Health and Aetna Health Plan.
  • Yale Health:
    • Yale Health is the not-for-profit flagship medical insurance plan for benefit-eligible Yale University employees. As a staff-model health maintenance organizer (HMO), it is unique in that it acts as both the medical insurer and healthcare provider. It houses over 150+ providers, including more than 100 primary and consulting physicians.  
    • Location: 55 Lock Street, New Haven, CT  
  • Aetna Health Plan:
    • A National Network – care outside of Yale Health through participating healthcare providers in and around the New Haven, CT area. 

Dental

  • Delta Dental insurance
  • Both in and out-of-network coverage.  
  • There are two networks to choose from:  
    • PPO: Smaller network, deeper discounts.
    • Premier: Larger network, modest discounts.  
    • Your title and salary determine monthly premiums.

Vision

  • EyeMed Vision is a vision insurance.
  • PLEASE NOTE: If you are enrolled in the Yale Health Plan, there is an Ophthalmology Department where yearly eye exams can be scheduled and issues can be handled.  
  • There are two plans to choose from: Basic and Enhanced.
    • Basic: Covers a new set of frames every 24 months and new lenses each year.  
    • Enhanced: Covers vision exams, contact lens fitting, frames every 12 months, and lenses each year.  
    • Both plans have monthly contributions and co-pays. 

Insurance

Choose your job classification (role) on the Benefits Enrollment webpage to explore your health, dental, and vision insurance.

Healthcare
  • There are two main healthcare insurance options: Yale Health and Aetna Health Plan.
  • Yale Health:
    • Yale Health is the not-for-profit flagship medical insurance plan for benefit-eligible Yale University employees. As a staff-model health maintenance organizer (HMO) it is unique in that it acts as both the medical insurer and healthcare provider. It houses over 150+ providers, including more than 100 primary and consulting physicians.  
    • Location: 55 Lock Street, New Haven, CT  
  • Aetna Health Plan:
    • A National Network – care outside of Yale Health through participating healthcare providers in and around the New Haven, CT area. 
Dental
  • Delta Dental is the dental insurance.
  • Both in-and-out of network coverage.  
  • There are two networks to choose from:  
    • PPO: Smaller network, deeper discounts.
    • Premier: Larger network, modest discounts.  
    • Your title and salary determine monthly premiums.
Vision
  • EyeMed Vision is the vision insurance.
  • PLEASE NOTE: If you are enrolled in the Yale Health Plan, there is an Ophthalmology Department where yearly eye exams can be scheduled and issues can be handled.  
  • There are two plans to choose from: Basic and Enhanced.
    • Basic: Covers a new set of frames every 24 months and new lenses each year.  
    • Enhanced: Covers vision exams, contact lens fitting, frames every 12 months, and lenses each year.  
    • Both plans have monthly contributions and co-pays.